CONSUMER PROTECTION
Both the laws of the State of New Jersey and the laws of the Federal system provide a variety of regulations, statutes, and administrative dictates that afford protection to consumers. New Jersey, both through its State Statutes and its Administrative Code provides a body of consumer protections, commonly known as the "Consumer Fraud Act." This Act, a collection of varying bodies of statutory and administrative code regulations, provides consumers with a multitude of protections. These protections include, but are not limited to, a consumer’s rights and obligations with regard to home improvement contracts, automobile and other sales organizations. Service oriented providers, such as landscaping and snow removal contractors are subject to the protections afforded consumers. Often times, upon successful prosecution of a claim by a consumer, the consumer may be entitled to a reimbursement of any and all legal fees and/or costs that he or she may have incurred in the prosecution of a claim to protect their interest.
The Law Firm’s practice of representing consumers extends to the enforcement of insurance contracts. In the event one is involved in a motor vehicle accident, sustains damage to his or her private property or home, receives and injury that requires medical treatment, often times insurance companies do not take the appropriate course to adjust these claims and pay the benefits the policy of insurance may afford. There are varying laws designed to protect consumers from the wrongful denial of insurance claims. As with the consumer protection laws of this state, if an insured is required to take action against his or her insurance company in order to compel the payment of benefits or afford coverage for the benefit of third parties that may have been injured by the insured, New Jersey Law provides, in many instances, that any legal fees and/or cost incurred by the insured may be reimbursed by the insurance company who wrongfully denied the claim.